American Assurance USA LLC Blog
ARTICLE ORIGINALLY POSTED SEPTEMBER 22, 2022 ON WWW.INSURANCENEIGHBOR.COM
If you have life insurance, you are in good shape. However, when major life changes occur, it is time to review your policy and update it to suit your new situation.
ARTICLE ORIGINALLY POSTED MARCH 22, 2022 ON WWW.INSURANCENEIGHBOR.COM
A fixed annuity works to create income stability during retirement. These insurance contracts are designed to pay the owner a guaranteed interest rate, rather than being subject to changes in the market and interest rates. These insurance policies are purchased with a lump sum, or paid for overtime, with a guarantee from the insurance company that the account will earn an unvarying interest rate. The beauty of these policies is reduced risk, and predictable returns on retirement, along with tax-deferred savings.
ARTICLE ORIGINALLY POSTED DECEMBER 22, 2021 ON WWW.INSURANCENEIGHBOR.COM
Your legacy – what will it be, and how will you be remembered when you pass? A guaranteed death benefit provides financial support when your loved ones need it most. The policy benefits can be used to buy property, provide for the family, pay for college tuition, trips, or whatever your loved ones choose, but one thing you can count on – the legacy you leave with life insurance will be appreciated as an act of love. The income from a life insurance policy is usually tax-free, liquid, and not subject to a lengthy probate.
ARTICLE ORIGINALLY POSTED FEBRUARY 22, 2022 ON WWW.INSURANCENEIGHBOR.COM
February is Insure Your Love Month. This is the seventh year of the Insure Your Love Campaign, coordinated by Life Happens. Buying life insurance to protect the ones you care about is an expression of love. Valentine’s Day falls in February, which makes it the perfect time to remind people of the need for proper life insurance planning to benefit their loved ones.
ARTICLE ORIGINALLY POSTED NOVEMBER 22, 2021 ON WWW.INSURANCENEIGHBOR.COM
No one really wants to prepare for their own death. But planning for your estate is an important aspect of your financial strategy. The sooner you have the basic documents in order, the better for your family’s financial future. The following are basic estate planning documents you may want to include in your package.
ARTICLE ORIGINALLY POSTED FEBRUARY 07, 2022 ON WWW.INSURANCENEIGHBOR.COM
Many single people believe they don’t need life insurance. With no one relying on their income to act as beneficiaries, why should they pay the monthly premiums? The truth is life insurance is not just for married people with children. It can have many benefits for single people as well.
ARTICLE ORIGINALLY POSTED JULY 07, 2022 ON WWW.INSURANCENEIGHBOR.COM
Regardless of your age, if you are married or have children, the benefits of life insurance are obvious: you want to continue to provide for your loved ones should the unexpected occur. If you’re young, healthy, and single with no dependents, getting life insurance may be the furthest thing from your mind. No one likes considering their own mortality, especially in their twenties, when this reality appears to be decades away. A lot of young people believe that life insurance policies are far more expensive than they actually are, and you may be surprised at some of the benefits in investing now while you’re young.
ARTICLE ORIGINALLY POSTED JUNE 07, 2022 ON WWW.INSURANCENEIGHBOR.COM
Buying life insurance may not be an easy decision to make. Planning in case of one’s own death is not a pleasant subject. However, it is a crucial step to protect your loved ones and plan for your financial future. The better you understand it, the more informed your decision will be when you purchase a policy. The following are five myths debunked about life insurance.
ARTICLE ORIGINALLY POSTED MAY 07, 2022 ON WWW.INSURANCENEIGHBOR.COM
A “family floater” plan provides life insurance coverage to all family members. These policies are a smart choice for many families. Also called “family life insurance,” your entire family has life insurance with a single policy, a far simpler and more efficient process.
ARTICLE ORIGINALLY POSTED JANUARY 07, 2022 ON WWW.INSURANCENEIGHBOR.COM
It is a good policy to review your life insurance every year. If you have paid your premiums on time, the policy will still be there, most likely without any material changes since you purchased it. However, if major changes have occurred in your life, your life insurance policy may need adjustments or no longer suit your needs.
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